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Mortgage Ripoffs and Money Savers: An Industry Insider Explains How to Save Thousands on Your Mor...

By: Carolyn Warren

Wiley

Carolyn Warren better get a bodyguard. Her new tell-all on the mortgage industry exposes so many of the lending industry's favorite frauds, every loan officer from Seattle to Miami is going to be gunning for her! Mortgage Rip-Offs and Money Savers is like a map that guides you around the carefully camouflaged landmines laid by lenders. And it gives you simple, step-by-step directions for saving tens of thousands of dollars. If you're looking for ways to save a king's ransom on your mortgage and monthly payments, you simply must read this book. -- Clayton Makepeace, founder and president, The Profit Center

Topics include:
* Why calling around for the best interest rate is a BAD idea (and what to do instead).
* How to force lenders to disclose their hidden fees....

Graduation Debt: How to Manage Student Loans and Live Your Life (Cliffsnotes)

By: Reyna Gobel

Cliffs Notes

Graduation Debt is different from the competition because it provides a step-by-step road map for effectively managing student loan debt and having a successful financial life. Yet, its completely positive. The focus is less on sacrifice and more on not wasting money, so readers can live better lives while paying off debt.

The book's content is divided into small subsections geared toward those neck-deep in student debt. The brevity of each section makes the book digestible to those who arent inclined to focus on their finances. Readers are encouraged to take action steps such as finding long lost student loans that may have gone into default, discovering payment plans they can afford, consolidating loans when it makes sense to do so, saving money on eating out and groc...

Mortgages 101: Quick Answers to Over 250 Critical Questions About Your Home Loan

By: David Reed

AMACOM

With mortgage stories dominating the front-page news, people--whether they're buying a new house or refinancing--increasingly have questions about the complicated issues at stake. Arranged in an easily accessible question-and-answer format, Mortgages 101 provides readers with essential lending formulas, as well as important information on lending requirements and application procedures. The book shows readers how to save money by:

understanding key terms like ARMs and hybrids--and reading what's in the fine print * improving their credit scores to increase their borrowing power * using technology to get the lowest interest rates * maximizing their return on investment, and cutting the cost of mortgage insurance This revised edition includes up-to-date material on new loan and govern...

Leveraged Finance: Concepts, Methods, and Trading of High-Yield Bonds, Loans, and Derivatives (Fr...

By: Stephen J. Antczak, Douglas J. Lucas, Frank J. Fabozzi CFA

Wiley

A timely guide to todays high-yield corporate debt markets Leveraged Finance is a comprehensive guide to the instruments and markets that finance much of corporate America. Presented in five sections, this experienced author team covers topics ranging from the basics of bonds and loans to more advanced topics such as valuing CDs, default correlations among CLOs, and hedging strategies across corporate capital structures. Additional topics covered include basic corporate credit, relative value analysis, and various trading strategies used by investors, such as hedging credit risk with the equity derivatives of a different company. Stephen Antczak, Douglas Lucas, and Frank Fabozzi present readers with real-market examples of how investors can identify investment opportunities and h...

Commercial Mortgages 101: Everything You Need to Know to Create a Winning Loan Request Package

By: Michael Reinhard

AMACOM

With real estate prices at their lowest in years and the economy poised for a rebound, its an opportune time to invest in commercial real estate. But credit and financing issues can still pose challenges that prospective borrowers must overcome in order to get the money and mortgage terms they need.

Commercial Mortgages 101 is a step-by-step guide for both real estate investors and mortgage brokers, offering insight, practical tools and a thorough overview of commercial mortgage underwriting and credit analysis. Readers will learn how to:

Think and speak like a commercial real estate lender Quickly size and under write a basic commercial real estate loan Prepare a personal c...

The SBA Loan Book: Get A Small Business Loan--even With Poor Credit, Weak Collateral, And No Expe...

By: Charles H. Green

Adams Media

The SBA Loan Book, 2nd Edition provides you with step-by-step instructions on how to maneuver through the complex maze of eligibility, qualification, and approval needed to get SBA financing. This edition includes the most up-to-date information on policy changes including Revision E, the 504 program, the SBA Express program. The SBA Loan Book, 2nd Edition give you answers to your most important questions, including how to:

In addition, you'll learn how to appeal a lender's denial, as well as how to approach a loan request if you've previously filed bankruptcy. The SBA Loan...

Leveraged Financial Markets: A Comprehensive Guide to Loans, Bonds, and Other High-Yield Instrume...

By: William Maxwell, Mark Shenkman

McGraw-Hill

The most complete guide available to the high-yield and distressed-debt markets

Leveraged Financial Markets opens up a world where investors take short and long positions on the riskiest forms of debt financing. Through the eyes of the players and thinkers who live in the high-yield and distressed debt markets, this timely book gives you the background and strategies you need to successfully diversify your portfolio and capture a higher return on your investment.

Youll hit the ground running with this books proven models and formulas for implementing covered strategies in the real world. Leveraged Financial Markets features perspectives from the worlds top authorities on high-yield bonds, credit derivatives, and other forms of distressed d...

The Student Loan Scam: The Most Oppressive Debt in U.S. History-and How We Can Fight Back

By: Alan Michael Collinge

Beacon Press

Small Loans, Big Dreams: How Nobel Prize Winner Muhammad Yunus and Microfinance are Changing the ...

By: Alex Counts

Wiley

Microfinancing is considered one of the most effective strategies in the fight against global poverty. And now, in Small Loans, Big Changes, author Alex Counts reveals how Nobel Prize Winner Muhammad Yunus revolutionized global antipoverty efforts through the development of this approach. This book presents compelling stories of women benefiting from Yunuss microcredit in rural Bangladesh and urban Chicago, and recounts the experiences of different borrowers in each country, interspersing them with stories of Yunus, his colleagues, and their counterparts in Chicago.

The Handbook of Loan Syndications and Trading

By: Lsta

McGraw-Hill

The First Guide to Understanding and Capitalizing on the $1 Trillion-Plus Loan Syndications and Trading Market!

The Handbook of Loan Syndications and Trading is the first resource especially designed to equip institutional investors and professional money managers with expert analysis and insights on every key aspect of this rapidly growing financial market.

Co-published by McGraw-Hill and the Loan Syndications and Trading Association (LSTA), The Handbook of Loan Syndications and Trading fully explains the evolution and history of the loan marketprimary and secondary markets analytics and performancethe credit agreement pricing and all legal and regulatory issues. This comprehensive reference guide features:

Business Loans from Family & Friends: How to Ask, Make It Legal & Make It Work

By: Asheesh Advani

NOLO

Skipping the bank is an option: learn how to ask for money from trusted family and friends, keep it legal, and keep everybody happy

About 65% of domestic banks report that they have tightened their lending standards for commercial and industrial loans to small firms (CNN, September 18, 2008).

Many entrepreneurs at the early and often untested stages of launching or expanding a small business are having difficulty qualifying for traditional bank loans or venture capital in the down economy, particularly those with poor credit ratings. Business Loans From Family & Friends opens a window on an area of lending that accounts for more than 50% of all start-up business investment dollars, and, additionally, is a great resource for those who have identified their lending frien...

Homebuying Tips on How to Get the World's Cheapest Loan

By: Carolyn Warren

FT Press

This Element is an excerpt from Homebuyers Beware: Who-s Ripping You Off Now?-What You Must Know About the New Rules of Mortgage and Credit (ISBN: 9780137020164) by Carolyn Warren. Available in print and digital formats.

Don't put up with the financial services industry's rip-offs: Learn how to get an amazingly great deal on your next mortgage!

When Leanne applied for a home loan, she didn't expect to get the runaround, lies, bait and switch, condescension, imbecilic answers, and meaningless fees. If you, like Leanne, just want a low rate and a fair deal, you'll benefit from knowing what happened to her-and how she ended up getting the world's cheapest loan.

House Loan Process in Ten Easy Steps, The

By: Carolyn Warren

FT Press

This Element is an excerpt from Homebuyers Beware: Who-s Ripping You Off Now?-What You Must Know About the New Rules of Mortgage and Credit (ISBN: 9780137020164) by Carolyn Warren. Available in print and digital formats.

The simplest, clearest, quickest, step-by-step guide to today's home loan processes!

I've seen loan process flowcharts so elaborate, I wonder if the author's purpose was to try to impress me with the complexity and enormity of their job. By contrast, here is a simple checklist that leads you through the steps, from start to finish. Step #1: Get a Good Faith Estimate and choose your loan officer....

Loan Modification For Dummies

By: Ralph R. Roberts, Lois Maljak, Joe Kraynak

For Dummies

The crucial information you need to secure a reliable loan modification and save your home

Behind on your mortgage payments? Worried about losing your home? Don't panic. Loan Modification For Dummies gives you the reliable, authoritative, easy-to-understand guidance you need to apply for and secure a loan modification that lowers your monthly house payment and keeps you in your home.

This practical, plain-English guide leads you step by step through the loan modification process, from contacting your lender to applying for a loan modification, evaluating the lender's initial offer, and negotiating a modification that lowers your monthly payment while helping you catch up on any past-due amounts. You'll learn how to communicate with your bank or loan servicer...

Funding College: Finding Grants, Government Loans, and Colleges That Are Free

By: Jane White

FT Press

This Element is an excerpt from America, Welcome to the Poorhouse: What You Must Do to Protect Your Financial Future and the Reform We Need (ISBN: 9780137020171) by Jane White. Available in print and digital formats.

How to tame monstrous college costs: practical ways to protect your kids- financial future-and your own!

College can now sink anyone deep in debt, so your first plan of action should be to protect your kids from having their lives destroyed if they can-t make payments and wind up having their credit rating destroyed. Then, take these steps to lower your college costs....

Zero Debt for College Grads: From Student Loans to Financial Freedom

By: lynnette Khalfani

Kaplan Publishing

As the cost of a college education continues to increase at a rate of about 9% annuallynearly three times the rate of inflationmore and more college students are taking out loans to cover tuition, fees, and other expenses. Median undergraduate student loan debt is currently close to $20,000, and graduate students end up with an additional $32,000 in debt upon graduation. Pile on thousands more in credit card debt, and many college students today graduate with massive financial burdens that they are not prepared to handle.

In Zero Debt for College Grads, noted personal finance expert Lynnette Khalfani provides a thorough roadmap for stress-free living that will allow recent graduates to focus on their burgeoning careers while navigating the ups and downs of their financial re...

Close That Loan!: Originating and Processing Residential Real Estate Loan Applications

By: Cheryl Peck

AuthorHouse

This book is designed to help those in residential real estate financing learn the details of originating and processing loans. This step by step guide was developed from insight gained in ten years of making and correcting mistakes. This book can be used to make experienced people more knowledgeable, and can help train new employees on the intricacies of loan processing. This book contains almost all you need to know about the mortgage process but the author realizes there is always some new circumstance, or program, that just didn't get covered within the confines of this writing.

The Complete Idiot's Guide to Success as a Mortgage Broker

By: Daniel S. Kahn, Marian Edelman Borden

Alpha

Break into the brokerage business.

Here is a step-by-step handbook to joining this elite group. Written by an accomplished mortgage broker with more than 15 years in the business and 2,000 deals to his credit, this book covers everything from whether or not real estate financing is the right career move to how to master the skills necessary to be successful.

Overview of a day in the life of a mortgage brokerincluding the pros and cons of the career
A self-test to help readers determine if the brokerage business is right for them
Licensing and educational requirements, advice on successful networking, and basic mortgage information
In 2004, there were over $3.8 trillion in mortgage originations nationwidean all-time record acco...

The Loan Officer's Practical Guide to Residential Finance - SAFE Act Version

By: Thomas A. Morgan

Quick-Start Publications

This is the 2009 Edition of the first book in the "Practical Guide" series for the mortgage industry. The October 2009 Version has been updated to meet the requirements of the SAFE Act.

It covers all of the vocational skills required of the loan originator, but also includes all Federal law, ethics, predatory lending and fraud components required by the Federal SAFE loan originator licensing Act of 2008.

Published since 1992, and updated annually, this 378 page textbook was written as an answer to the "sink-or-swim" training methods of many mortgage firms. The format is designed to give the newly initiated loan officer/agent, lender, processor, or other initiate the practical information they need to do the loan officer's job.

The reader learns how to understand rate and point ...

The Pocket Mortgage Guide: 60 of the Most Important Questions and Answers About Your Home Loan - ...

By: Jack Guttentag, Jack Guttentag

McGraw-Hill

The "Mortgage Professor" answers critical homemortgage questions

This value-packed consumer reference by a nationally syndicated mortgage columnist is indispensable for anyone looking to secure a home mortgage. The Pocket Mortgage Guide answers 50 of the most commonly asked mortgage questions, including:

• How can I find the lowest-cost lender?
• Should I choose a 15-year loan or a 30-year loan?
• What is PMI and how can I cancel it?
• How large a mortgage will I be able to afford?
• What will my monthly mortgage payment be?
• What is a "debt ratio" used for and how is it calculated?
• What is a home equity line of credit and what should it be used for?

The book also provides valuable interest amortization tables and is ...

FHA Mortgage Loan Origination Made Easy!

SOAR Leadership Company

The FHA Loan Origination Guide is the perfect source for new and seasoned loan originators, loan processors, and mortgage trainers who need to learn FHA in a snap. The guide is in depth and loaded with information to guide you through originating FHA-insured mortgages. It's perfect as a textbook for training classes. This guide discusses: Terms, Program Types, Loan Amounts, LTVs, Minimum Cash Investments, Property Eligibility, File Submission, Automated Underwriting, Closing Requirements, and much, much more. For those who may be just starting in the industry, check out the sections on: setting up your website, attracting customers, advertising, staying organized, and how to become and expert in the mortgage field. This resource guide is a must have for Mortgage Professionals.

Generation Debt: How Our Future Was Sold Out for Student Loans, Bad Jobs, NoBenefits, and Tax Cut...

By: Anya Kamenetz

Riverhead Trade

Generation Debt offers a truly gripping account of how young Americans are being ground down by low wages, high taxes, huge student loans, sky-high housing prices, not to mention the impending retirement of their baby boomer parents. Twenty-four-year-old Anya Kamenetz examines this issue from every angle and provides a riveting, rousing manifesto that will inspire everyone to take care of their financial future.

Commercial Loan Officers Digest

By: Shaun Lee

CreateSpace

This book gives tips and key points for all people who work for or one way or another connected to the business lending industry, whether it would be loan officers, loan trainees, real estate agents, loan brokers, or attorneys. It covers the topics of both credit reviewing and loan collection, a flow of a loan from its making stage to collection. For those in mortgage lending also, it will be an informative reading material. Even if you are a casual reader, you can find this book a good general education reading.

Protect Yourself from Real Estate and Mortgage Fraud: Preserving the American Dream of Homeownership

By: Ralph R. Roberts, Rachel Dollar, Joe Kraynak

Kaplan Publishing

According to the FBI, real estate fraud is one of the fastest growing white-collar crimes in the United States. From 2003 to 2004, reports of mortgage fraud jumped 146% and jumped another 28% from 2004 to 2005.With seven out of ten Americans owning their own homes, a huge number of people are potentially susceptible to this burgeoning crime epidemic.

In Protect Yourself from Real Estate and Mortgage Fraud, real estate investors, professionals, and consumers will discover how to spot the signs of a scam and learn how to recover should they fall victim to fraud. With detailed overviews of each type of real estate fraud and compelling case studies illustrating exactly how these scams unfold, this comprehensive book will arm anyone with the necessary information to spot the war...

The Mortgage Payment Handbook: Monthly Payment Tables and Yearly Amortization Schedules for Fixed...

By: Eric Wiener

Barnes & Noble

Free Yourself from Student Loan Debt: Get Out from Under Once and for All

By: Brian OConnell

Kaplan Business

An estimated seven million Americans have accumulated nearly $81 billion in student loan debt over the past 30 years. Not all of these borrowers are fresh out of college; many are in their late 20s, 30s, and even 40s. Indeed, the amount of student loan debt facing Americans is pervasive, if not problematic.

Fortunately, a number of creative ways exist to pay off this financial burden that, for many, goes on for years and years. In Free Yourself from Student Loan Debt, business writer Brian OConnell outlines the best ways to do just that-as quickly and painlessly as possible. He guides readers through often overlooked but perfectly legitimate loan management techniques, including how to:

"Consolidate" loans for easier (and lower) payments.
Defer loans with no penalty. ...

Financing Your Small Business: From SBA Loans and Credit Cards to Common Stock and Partnership In...

By: James Burk

Sourcebooks, Inc.

Secure your business's future using the right SBA loan, bank loan or equity financing for you. When it comes to your chances of receiving financing and doing it right, Financing Your Small Business provides you with all the answers you need. It helps you find ways to combine various types of financing and shows you how to get the money you need. Learn:

How to get a bank loan
How to make a better presentation How to get attention with your business plan
How to choose professionals
How to value your business
How to determine your investors' status
How to avoid securities law problems
How to find investors

From SBA loans to venture capital sources, Financing Your Small Business shows you all the ways to get the money you need.

Raising Money Just Got ...

Bank Valuation and Value-Based Management: Deposit and Loan Pricing, Performance Evaluation, and ...

By: Jean Dermine

McGraw-Hill

Bank Valuation & Value-Based Management provides bankers, bank regulators, auditors, and risk managers with foundational concepts and practical tools for effectively managing a bank.

An expert in asset and liability management, European financial markets, and banking theory, Jean Dermine provides rigorous foundations to discuss asset and liability management at a global level, with an integrated focus on an institutions banking book. He covers bank valuation, fund transfer pricing, deposit and loan pricing, risk management, and performance measurement, and addresses two high-profile issues for banks worldwide: portfolio credit risk and liquidity risk.

This thorough and innovative guide presents insightful coverage on t...

Privatizing Fannie Mae, Freddie Mac and the Federal Home Loan Banks: Why and How

By: Peter J. Wallison

AEI Press

Many people want to tighten federal regulations governing the government-sponsored enterprises (GSEs)Fannie Mae, Freddie Mac, and the Federal Home Loan Banks. But better regulations will not do much to reduce the real risks that the GSEs create for U.S. taxpayers and the economy, and arent likely to have real force. Fannie and Freddie are the most politically powerful companies in America. The S&L debacle of the late 1980s showed that politically powerful organizations can intimidate regulators and stave off tough regulation. Under these circumstances, privatizationthe elimination of government backingis the only viable way to protect the taxpayers and the economy against the consequences of major financial difficulties at one or more of the GSEs.

Opponents of privatization belie...

Big Money Crime: Fraud and Politics in the Savings and Loan Crisis

By: Kitty Calavita, Henry N. Pontell, Robert Tillman

University of California Press

At a cost of $500 billion to American taxpayers, the savings and loan debacle of the 1980s was one of the worst financial crises of the twentieth century as well as a series of crimes unparalleled in American history. Yet the vast majority of its perpetrators will never be prosecuted, and those who were received minimal sentences. In the first in-depth scrutiny of these white-collar crimes, this groundbreaking book comes to disturbing conclusions about the deliberate nature of this financial fraud, the political collusion involved, and the leniency of the criminal justice system in dealing with these "Gucci-clad white-collar criminals."

"An important, arresting book." --Michael Rogin, author of Blackface, White Noise

"The best way to rob a bank is to own on...

International Loan Documentation (Finance and Capital Markets)

By: Sue Wright

Palgrave Macmillan

S & L Hell: The People and the Politics Behind the $1 Trillion Savings and Loan Scandal

By: Kathleen Day

W. W. Norton & Company

A comprehensive report of the Reagan- and Bush-era collapse of the savings and loan system--including a look at the actions of Neil Bush--journeys behind the scenes into the backrooms where political deals were made that prompted the country's financial disaster.

Loan Officer's Complete Guide to Marketing & Selling Mortgage Services

By: David L. Hershman, Robert Linthicum

Probus Publishing Co.

The Complete Small Business Loan Kit

By: Arnold S. Goldstein, Consumer Law Foundation

Adams Media Corporation

How to Wipe Out Your Student Loans and Be Debt Free Fast: Everything You Need to Know Explained S...

By: Martha Maeda

Atlantic Publishing Company (FL)

According to a recent study by the National Center for Education Statistics, an estimated 65 percent of recent college graduates are burdened by student loans. Although the average debt is $19,000, loans can exceed $50,000 and may be much higher for those who attend graduate school, law school, or medical school. Many students, faced with the task of repaying such a large amount of money, become overwhelmed merely thinking about it. But, using this new book, you can learn how to eliminate your student loans and be debt free. In this exhaustively researched book, you will learn everything you need to know about student loans, including grace periods, deferment, forbearance, interest rates, co-signors, exit counseling, prepayment, discharges, cancellation, default, and much more. You will...

Your Guide to VA Loans: How to Cut Through The Red Tape and Get Your Dream Home Fast

By: David Reed

AMACOM

In 1944, Congress enacted the GI Bill to thank the men and women who served in the armed forces for their hard work and dedication. One of the most valuable benefits included in the bill was the VA Loan. But bureaucracy and stringent procedures have made applying and qualifying for these loans complicated and unwieldy. Your Guide to VA Loans is the first book to guide veterans through the process. Readers will discover how to determine whether VA loans are right for them, how to apply, and how to deal with common problems that arise. Mortgage expert and author David Reed has more than 30 years of experience helping buyers navigate complicated loan processes. Here he offers advice on topics such as:

* selecting the right VA lender

* finding an agent in a town where ...

The Complete Guide to Real Estate Loans

By: Andrew James McLean

McGraw-Hill/Contemporary

Debt-Free U: How I Paid for an Outstanding College Education Without Loans, Scholarships, orMooch...

By: Zac Bissonnette

Portfolio Trade

"I'm a 21 year old student at a large public university. What do I know? Maybe I'm just rationalizing the fact that I'm attending a so-so public college! You'd have to be out of your mind to take my word for anything! But what you should do is look at the data and draw your own conclusions. I will show you the results of some little-known studies that are likely to change the way you think about paying for college forever...I'll offer guidance and practical tips for ways to secure a better, more enjoyable, less stressful, and saner college experience for everyone involved.

"A large portion of the advice in this book is hugely counterintuitive, but guess what? I'm living it. I'm not some ivory tower admissions guru spewing advice about how people should make one of the most ...

High Rollers: Inside the Savings and Loan Debacle

By: Martin Lowy

Praeger Publishers

"Lowy avoids the easy answers, like blaming it on fraud and greed, and explains how something of this magnitude could occur under the noses of those who should have protected the taxpayer." Paul M. Horvitz, University of Houston Market forces, not scoundrels, destroyed the savings and loan business. Lowy draws on years of experience in savings and loan institutions to provide an expert account of the problems that have overwhelmed the nation's S&Ls and government regulators. The book is written in a clear, readable style that allows Lowy to cogently describe the new market forces, new technologies, and mistakes made by regulators and S&L executives that spelled the end of the savings and loan industry.

Take Control of Your Student Loan Debt

By: Robin Leonard, Deanne Loonin

NOLO

Failure to pay back your student loan can mean having your wages garnished, tax refund intercepted and your credit damaged. Take Control of Your Student Loan Debt presents simple, effective ways for you to get out of student loan debt.

The book clearly explains:

what the repayment options are
how to postpone repayment
how to avoid default
how to handle collection efforts by the government
how to get out of default
when to choose bankruptcy

Take Control of Your Student Loan Debt includes sample forms and letters.

Decoding the New Mortgage Market: Insider Secrets for Getting the Best Loan Without Getting Rippe...

By: David Reed

AMACOM

The housing market is in turmoil, but if there's a silver lining, it's the fact that purchase prices are at historic lows. Sure, there are still plenty of predatory lenders waiting to exploit the naive potential buyer, but those who do their homework will be rewarded with a fair price and manageable mortgage terms. "Decoding the New Mortgage Market" is a map to finding the best and most realistic mortgage deals while navigating past potential obstacles and traps. This book is filled with money-saving advice. Because lenders and buyers alike have gotten 'burned' in the mortgage crisis, finding and qualifying for a manageable loan may now be more difficult. Readers will find that "Decoding the New Mortgage Market" makes the search both easier and more fruitful, and that their dreams of ho...

The Guerrilla Guide to Mastering Student Loan Debt: Everything You Should Know About Negotiating...

By: Anne Stockwell

William Morrow

Skyrocketing tuitions have become a national concern. The average four-year college degree now costs more than $35,000, and that sum is growing at a phenomenal rate, forcing unprecedented numbers of college students into student-loan debt. In 1995, the Educational Resource Institute issued a report warning that borrowing has exploded to record levels and is expected to double in five years.

Whether they're just beginning to think about paying for college, are currently in school, starting repayment or already overwhelmed with debt, students, as well as recent graduates and parents, find The Guerrilla Guide to Mastering Student Loan Debt an indispensable guide to navigating the student loan maze. In clear, lively and reassuring chapters, it answers such time and money-saving q...

The Savings and Loan Crisis:: Lessons from a Regulatory Failure (The Milken Institute Series on F...

Springer

Our nation's financial institutions operated profitably over the decades despite periods of severe turmoil. Between 1980 and early 1995, however, 1,273 savings and loan associations, 1,569 commercial and savings banks and 2,330 credit unions failed in the U.S. The cost of resolving this crisis in the banking sector exceeded USD 190 billion. The Savings And Loan Crisis: Lessons from a Regulatory Failure sets the record straight about what actually happened to our banking institutions in the 1980s. As is documented by the highly respected and diverse group of former regulators, scholars and practitioners contributing to this book, the collapse of this industry was caused by a confluence of adverse economic conditions and misguided regulatory decisions. Poorly designed deposit insurance, ...

Residential Mortgage Loan Origination Made Easy

By: Abby Kamadia

Kamrock Publishing

National Mortgage Trainer Reveals His Secret Weapon To Make Any New Loan Officer More Knowledgeable Than A 10-Year Pro, In 6 days Or Less. Being a loan officer or mortgage broker without proper mortgage training is like fighting a bear with both hands tied behind your back. This book will show you how to: Get your loans approved by FNMA. Do a full fledged pre-qualification in less than 5 minutes. Fill out a Good Faith Application with your eyes closed. Complete an entire 1003 application and understand it thoroughly - this includes exercises. Know the differences between the various mortgage loans available today. Understand and interpret rate sheets. Obey all laws involved to keep you out of jail. Understand B, C, and D markets. Know the most ...

Inside Job: The Looting of America's Savings and Loans

By: Stephen Pizzo, Mary Fricker, Paul Muolo

Harpercollins

Runaway New York Times Best Seller. A true crime non-fiction tale of mobsters, politicians and white collar criminals who looted Americas thrift industry to near extinction.

Richly textured and suspenseful, studded with enough murder, arson, bribery and sex thay you wont want to wait for the movie. (Business Week Magazine.)

Mortgage Loan Processing

By: Alex Johnson

lulu.com

Today's Lesson: REGARDLESS OF TODAY'S MARKET, YOU CAN EARN A GREAT INCOME PROCESSING MORTGAGE LOANS. Learn and Earn a Nice Living that will last a life time. Easy Step-by-step Manual study guide with over 145 pages of training. This manual gives you the mortgage training you need to be professional. The economy DID NOT put an end to home buying, selling and refinancing, it simply changed the rules of those who are applying for loans, in fact, more people are refinancing and buying because of the low interest rates, and the price reduction of homes today! So jump in and learn how to work the Mortgage Industry. . .

203K Loan: The Hottest Rehab Loan Product On The Market (Volume 1)

By: Michael A. Young

CreateSpace

Learn how to use the 203k to purchase or refinance a 1-4 unit residential or mixed-use building and take advantage of this wonderful loan program. The time has never been better to use this rehab loan program. This publication is intended to provide a novice or an experienced pro with the information they need to access one of the most powerful tools available today for financing real estate.

Navigating the Mortgage Minefield: Your Complete Guide to Avoiding Costly Problems and Finding th...

By: Richard Giannamore, Barbara Bardow Osach

AMACOM

The mortgage market is in a state of crisis, and the recent takeovers of Freddie Mac and Fannie Mae have made it even more daunting. Now, more than ever, borrowers need to take responsibility for their financing choices. As an expert in the mortgage industry, Richard Giannamore has helped thousands of people avoid the traps that can cost them a fortune. Now, in Navigating the Mortgage Minefield he shows anyone considering the purchase or refinancing of a home how to take control of the loan process, not fall victim to it. The book provides borrowers with invaluable tools like:

self-assessments that will help them choose the best loan features and providers for the...

The Loan Officer's Handbook for Success: For Residential Mortgage Loans

By: Steven W. Driscoll

1st Books Library

The SBA Loan Book

By: Charles H. Green

Adams Media Corporation

How to Get A Small Business Loan, Even With Poor Credit, Weak Collateral, and No Experience!

The SBA Loan Book answers the most important questions for you, the borrower:
* How to increase your odds of getting a loan
* How to land a loan even with no experience, weak collateral and poor credit
* What your options are for SBA-guaranteed loans
* How to fill out a loan application
* How to present yourself to lenders
* How you can close your loan fast
* Learn the five C's of lending-Capacity, Capital, Collateral, Credit, and Character

You will learn how to appeal to a lender's denial, and even how to approach a loan request if you have been in bankruptcy.